Join Us

The Arkansas Hospitality Workers Compensation Trust was formed in 1993 with the sponsorship of the Arkansas Hospitality Association.  The sole purpose of the Trust is to provide a quality package of Workers Compensation insurance coverage for our members, who must be members of the AHA.  The Trust provides  competitive Workers Compensation rates, one-call claims reporting, comprehensive and efficient claims management and, as a non-profit, the return of all profits to our members.

Although we started as a pretty small group back in 1993, we have grown to represent 130 business entities and 400 locations.  Our members include restaurants, hotels and resort properties throughout the State of Arkansas.

As a non-profit organization, all premiums collected by the Trust are used for payment of claims and administration of the fund.  All profits are returned to the members in the form of annual dividend checks.

Since the Trust was formed, we have returned $4,876,585 to our members.  Based on earned premiums of $17,982,056, that is a return of 27.12% and a savings that no commercial insurance carrier can provide.

The Trust is not an insurance company.  The Trust is protected from catastrophic losses through a commercial “excess insurance” policy for both individual and aggregate claims. Your local insurance agent may offer coverage through the Trust as part of your total insurance package and your local agent can receive their commission from the Trust.

The AHWCT is committed to creating and maintaining a safe workplace environment for its members’ employees, minimizing costs through aggressive claim management, and the opportunity for its members to realize considerable savings of their Workers Compensation premium dollars.

Being a member of AHA has many benefits.  Being a part of the Arkansas Hospitality Workers Compensation Trust is a benefit that will put money back in your pocket.

Join today and put the Trust to work for you.

Business owners – contact Holly Heer – or call 501-376-2323

Insurance Agents – contact Jim Barnett – or call 800-489-6465